I am continuing this blog’s tradition of a New Year’s cards, even while thinking of closing down deadprogrammer.com. I might do it the Dr. Fun way – get it to 10 years and call it quits.
This was a tough fricking year. I spent it on call for application breakdowns, learning system administration, stressing out of my mind, hitting hard deadlines, missing soft ones, gaining 15 pounds, etc, etc.
I was stupid enough not to listen to my very smart friend and keeping my 401K in S&P 500 instead of in cash equivalent funds. I did have enough sense to sell it after Lehman Brothers shat the bed.
This was my first year of being 99% free of Microsoft Windows. Indeed, once you go Mac you don’t go back.
An interesting new web application that I worked on in my spare time should launch around February. I did waste a lot of my free time watching “my stories” (“The Wire”, “Mad Men”, “How It’s Made”, and other yuppie deligths), but I did not waste all of it. You’ll see.
In any case, I wish you all a very happy, healthy and prosperous New Year!
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Brilliant observation. If I wasn’t clear – no homelessness yet. I do have a plan though. Also, I meant to say “hipster”.
I suppose it wasnt as tough that you ended up on the street like your lovely picture. Also… “yuppie” is dated.
Yeah, market timing is dangerous stuff, IMHO.
That said, I pumped in a lot of money at the end of November — started a new IRA and immediately maxed it out for the year.
I figure stocks are historically cheap, even if they’ll drop further before they hit bottom, and my horizon is very long-term.
I wish I listened to my friend last time. He says now’s not the time :) I’ve known him for 16 years, he hasn’t been wrong once, and he makes a lot of predictions.
“I did have enough sense to sell it after Lehman Brothers shat the bed.”
Eek. Are you sure that’s the right move? It sounds like you’re buying high and selling low. :(
Absolutely, you can see how much further it dropped after da Brothas went tits up – there’s no reason not to get out when you know that a whole bunch of people are going to be in denial for a bit longer, and then panic. Check out the chart – I sold mid September. I put a quarter back in November, but maybe even that was a bit too early. If tomorrow S&P will surge up 30% I’ll break even, but this is not going to happen for a while. Keeping all your retirement money in S&P is not a bad idea, but on the other hand look at Phil Greenspun – I am pretty sure that he’s so cranky lately because that’s exactly what he did.